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mortgage interest rateSimply stated, interest rates describe the level of interest that you will be paying on your loan on a month-to-month basis. The rates are known to fluctuate quite often, so paying careful attention to the changes in the mortgage rates will help facilitate the decision processes associated with having a mortgage. I.e. when rates are lower, it signals a good time to purchase a home, consolidate your debt, refinance your mortgage, get an equity loan or purchase a second mortgage. As interest rates rise, on the other hand, you might want to hold off on any such changes to your plan.
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