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home mortgage ratesMortgage rates reflect the level of interest that you are paying per month on your mortgage. The current interest rate for a 15-yr. fixed payment plan is 5.44%. The interest rates differ according to time frame and have a tendency to fluctuate quite often. It is important to pay attention to rates because they are prone to dictate further activity on your mortgage. That is to say, when interest rates are low, people are going to be more prone to refinance their mortgage, get an equity loan, consolidate your debts or purchase a home. Similarly, when the interest rates are high, people will be less inclined to change their mortgage plan.
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